Cash Flow Projector — Starting Interview

Starting Interview

Answer these the way you’d answer them across the table from a loan officer. Your answers become the beginning balances for the 5-year projection.

1. How much cash do you have on hand to start the business?

This becomes your starting cash balance for Year 1, Month 1.

2. What do you pay monthly for your business location (rent, storage, or domicile space used for the business)?

Multiplied out to an annual rent expense.

3. What product or service do you sell?

For your own reference — not used in the math.

4. What price do you charge per unit?

5. What does each unit cost you to acquire or produce?

Used to work out your cost-of-goods percentage automatically.

6. Realistically, how many units do you think you can sell per day?

7. Do you expect to pay for any part-time help each month? If not, leave at 0.

8. Any monthly internet/utilities cost for running the business?

1-Projections-Interview